Home    Subscribe    Contact    Login

New Online Shopping Safety Tips

by linds (follow)
Any age (62)      Cyber Safety (10)      Internet (10)      Shopping (7)     
ĎTis the season for online shopping! We better get those last few school supplies, Halloween costumes will need to be bought, and oh yeah, Christmas is right around the corner!



online shopping
Photo: FotoDB.de, Flickr Creative Commons


About this time of year, youíll find tons of articles about how to safely shop online for your kids. Why? Because everyone knows that with the increase of shopping we do, there is a proportional number of scammers trying to take advantage of us.

But all those other articles youíll read are filled with the same ol' information weíve been reading since the invention of the internet. By now, you should know your http from your https.

So, letís take a look at three new tips that can increase the safety odds for you and your children.

Avoid Public Terminals and Free Wi-Fi
Sure, itís super convenient to shop on the libraryís computer while the kids are at story time. Who wants to hear The Little Red Hen, again?! Unfortunately, these computers arenít always as secure as you want them to be. To stay safe, donít visit any sites that require you to login (even checking your email could be troublesome). And enter a credit card number at your own risk! At the very least, be sure to log off when you are done.

Additionally, as there are people around with really good eyesight just waiting for you to enter personal information onto the screen, think like a mobster; and sit with your back to the wall.



free wifi
Photo: superfem, Flickr Creative Commons


Most of us think free Wi-Fi is the bomb, but itís also a surefire way to get hacked. The truth is, thieves love uninformed and unprotected shoppers. If you simply must shop online in the public sphere, proceed with caution. Only use wireless hotspots that youíre familiar with and are available via reputable vendersóMcDonaldís, Starbucks, etc.

Donít Just File Your Statements Away
If youíre anything like me, you have a tendency to pay the bill and file the statements until tax time. However, thatís definitely not in your best interest. Keep an eye on all activity attached to your credit, debit and checking accounts.

Some thieves will test the waters when attempting to use a new stolen card number. They might try to place a small order or two to see if youíll notice. Fraud doesnít necessarily come in big, obvious charges.

Make sure you go over each and every transaction on your statement. Besides, you want to keep an eye out for the potential in-app purchases your kids might have accidentally clicked on. If thereís a transaction that seems odd or unfamiliar, donít hesitate to call your provider or banking institution right away.

One of the best forms of consumer protection is the chargeback (this article explains what a chargeback is). If you do become a victim of fraud, you always have a way to get your money back.

However, chargebacks shouldnít be used haphazardly. Try contacting the merchant first; make sure the charge really was faulty. Maybe you just forgot about that impulsive trip to the ice cream parlor and donít really need a chargeback. If you do need to file a chargeback, contact your bank (or credit card company) right away. There is a very small period of time available to file a chargeback. Once the deadline has passed, the only thing you can do is pay the bill.

Utilise Credit Card Company Securities
Visa and MasterCard have their own unique systems that add protection for cardholders. The concept is that additional password protection will help deter fraudsters.

The concept is basically the sameónot matter which card company you work with. You can either enroll for a Verified by Visa password or a MasterCard SecureCode identification number.

After enrolling with these programs (the process is quick and easy), youíll receive a pop-up window in the midst of your checkout any time you shop online. After entering the predetermined code, youíll be able to continue.

This extra ounce of security is intended to block unauthorized transactions. Since fraudsters wonít know your secret password, they wonít be able to continue using your card for that particular transaction.

Chargebacks are great for getting your money back after fraud, but preventing those unauthorized transactions from happening is a much better option!



mastercard visa
Photo: roujo, Flickr Creative Commons


Safety First
Online shopping is definitely a luxury; sometimes a necessity! But the ease of shopping online is quickly negated if you become a victim of fraud. Protect your accounts and yourself when shopping online. Take these additional steps and you should be able to navigate the upcoming shopping season just fine!

Related Articles:
Online Shopping Safety for Parents


#Any age
#Cyber Safety
#Internet
#Shopping
I like this Article - 5
[ print friendly ]
Share: email  facebook  twitter
More Articles by linds
Legal process are different in every country of the world
97 views
Teens tend to be trusting and a bit naÔve and unfortunately, fraudsters know this which combined wit...
280 views
Eating a well-balanced diet containing a variety of nutritious foods is a common goal for many famil...
174 views
Perhaps youíve heard the story of baby Shane Michael
142 views
Want a great game the whole family can play? Try corn toss! **What is Corn Toss?** Corn tossós...
187 views
Letís be honest; everything you could ever need to know can be found on the internet
1719 views
view all articles by linds
ID: 26263
[ Submit a Comment ]
Trending Articles
If you're looking for cheap baby goods for your baby, here are some excellent stores you can go to t...
9027 views
One way of cutting the cost of having a baby is to get some of your baby items second hand
7358 views
Letís be honest; everything you could ever need to know can be found on the internet
1718 views
When the clocks change, or in summer months, it can be difficult if your baby wakes extra early ...
3074 views
Let me begin by pressing rewind and explain how our bed time battles began
758 views
Most preschoolers love telling jokes but don't always 'get' the punch line or might instead tell...
by Jane
1535 views
IPads are a great way to keep kids busy on long journeys or while waiting for appointments
by Jane
1346 views
While itís exciting that media exposure is expanding at an exponential rate, there are some dang...
137 views
Many mums are looking to lose a few pounds after having a baby, but joining a gym or going to an exe...
349 views
Christmas is a wonderous time for children for many reasons, not least the magical moments when they...
1799 views
Categories
Parenting (148)
Play (86)
Tips (45)
Eating (31)
Travel (27)
Safety (21)
Sleep (11)
Featured on Other Hubs
 
Copyright 2012-2017 On Topic Media PTY LTD. ABN 18113479226. mobile version